Updated October 2026
Money Cycle provides personal cycle readings built on the proprietary Money Cycle algorithm, offered as a cultural reference. We are not a broker, a distributor of financial products or a marriage counselling service, and we never place trades on your behalf.
Every phase and timeline on the platform is for reference only. Nothing here is investment, financial, tax, legal, medical or marital advice. You remain solely responsible for your decisions and should consult a licensed professional before acting.
The Money Cycle algorithm is not statistically validated. We ran several rounds of out-of-sample testing against real company results, and the outcome did not support forecasting business performance; that is why the platform no longer offers investment guidance. Treat each reading as a timing outlook for reference; it cannot establish that a particular event will occur.
The package covers ten years of outlook content; online access lasts 12 months from successful payment. After expiry, you may choose to buy again if you want to read it online; there is no automatic renewal or charge. Each compatibility reading covers one specific person: someone already read reopens free, while a different person is a new reading. You are responsible for keeping your credentials secure.
Money Cycle shows you your current-year phase and your own last three years free of charge, before you pay anything. You verify the method against your own life first, and only then decide whether to unlock the full ten years. Because you have seen it beforehand and chosen to unlock, and because the entire content is delivered the moment payment succeeds, we do not refund after an unlock. If a technical fault means you did not receive what you paid for, contact us and we will put that right.
The Money Cycle algorithm, source code, interface design, copy and databases are our property. You may not copy, reverse engineer, scrape or redistribute any part of the platform without written permission.
To the extent permitted by law, Money Cycle is not liable for any direct or indirect damages arising from your use of the platform, including financial, business or personal decisions.